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Bank of England hold borrowing rates at 5.25%

It’s interesting to hear about the Bank of England’s decision to hold interest rates at 5.25% and the implications it might have for the UK’s borrowing and investment landscape. Investing in real estate can indeed be a viable option for those looking for steady returns. Let’s take a closer look at the options we have available right now. Investment options in different cities with varying price points and potential returns can offer investors some diversification. Here are a few considerations for potential investors: 1. **Location**: The location of a property is crucial in real estate investment. We have properties in the local housing market in Middlesborough, Lincoln, and Hartlepool to understand the demand, rental market, and potential for property appreciation. 2. **Government-Backed Tenants**: Having government-backed Housing Association tenants can provide a sense of security in terms of rental income. However, it’s still important to assess the quality of tenants and their ability to pay rent consistently. All our tenants are in this category. 3. **Lease Terms**: A 10-year lease can provide a stable income stream, but it’s essential to understand the terms and conditions of the lease. Are there any rent increases built into the lease? What responsibilities do you have as the property owner? All our leases are ten-year terms. 4. **Running Costs**: Make sure you have a clear understanding of all running costs, including property management fees, maintenance, insurance, and property taxes. Subtract these costs from your rental income to determine your net return. All our tenancies include most costs paid by the tenants. 5. **Market Research**: Conduct thorough market research to assess whether the purchase prices for these properties align with current market conditions. Are there other similar properties available at better prices or with better potential returns? We have carried out extensive research in order to offer you the best options. 6. **Risk Assessment**: Consider potential risks, such as market fluctuations, vacancies, and unexpected maintenance expenses. Have a contingency plan in place. We can help with your due diligence covering any questions or concerns you may have. 7. **Exit Strategy**: Think about your long-term goals and exit strategy. Are you looking for a steady income stream, or do you plan to sell the properties later for capital gains? We can help with a future sale on your behalf as an exit plan. Before making any investment decisions, it’s advisable to consult with a real estate expert who can provide personalized guidance based on your financial goals and risk tolerance. Additionally, conducting due diligence, including property inspections and legal reviews, is essential when investing in real estate. Here at Global investments, we are always available to work with you in finding the most suitable opportunity for your needs and requirements. Remember that all investments carry some level of risk, and it’s important to make informed decisions that align with your financial objectives.

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The Benefits of long-term property investment in the UK

Long-term property investment in the UK can offer several benefits for investors. Here are some of the advantages: 1. **Steady Income**: Rental income from investment properties can provide a steady stream of cash flow, which can be particularly attractive for retirees or those looking to supplement their income. 2. **Appreciation**: Historically, property values in the UK have tended to appreciate over the long term. While there can be short-term fluctuations, holding onto a property for many years can result in significant capital gains. 3. **Portfolio Diversification**: Real estate can be a valuable addition to a diversified investment portfolio. It often behaves differently from other asset classes, like stocks and bonds, which can help spread risk. 4. **Tax Benefits**: In the UK, there are several tax advantages to property investment. For example, you can deduct certain expenses from rental income, and there are various tax relief schemes for landlords. 5. **Inflation Hedge**: Real estate can serve as a hedge against inflation. As the cost-of-living increases, rental income and property values often rise, helping to preserve the real value of your investment. 6. **Control**: Property investment gives you a degree of control over your asset. You can make decisions about property management, renovations, and when to buy or sell, which isn’t always the case with other investments like stocks. 7. **Retirement Planning**: Many people use property investment as a means of building wealth for retirement. Owning income-producing properties can provide financial security in retirement. 8. **Passive Income**: Once a property is set up, it can generate passive income without requiring constant attention, making it suitable for individuals with other full-time commitments. 9. **Demand for Rental Properties**: In some areas of the UK, there is a strong demand for rental properties due to factors like urbanization, job opportunities, and a shortage of affordable housing. This can translate into a stable tenant pool. 10. **Long-term Stability**: While there can be short-term fluctuations in the property market, real estate tends to be less volatile than stocks, making it a stable and predictable long-term investment. It’s important to note that property investment also comes with risks and challenges, including property management, market fluctuations, and liquidity issues. Moreover, the performance of any investment can vary greatly depending on location, property type, and individual circumstances. Therefore, it’s essential to conduct thorough research, consider your investment goals, and seek professional advice before embarking on a long-term property investment strategy. Here at Global investments, we have property experts on hand who can guide you through the different options, helping you achieve your long terms goals. Please contact us to arrange a call.

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Why Buy Investment Property in England

Investing in property in England can be an attractive option for various reasons, but it’s essential to consider your goals, financial situation, and market conditions carefully before making any investment decisions. So why do people choose to buy investment properties in England? One of the primary reasons to invest in property is to generate rental income. England has a strong rental market, and demand for rental properties remains relatively stable. This can provide a steady stream of income to investors, which can be particularly attractive in times of economic uncertainty. Over the long term, property values in England have generally appreciated. While there can be fluctuations in the property market, investing in a well-chosen location can result in substantial capital gains over time. Property can be a valuable addition to a diversified investment portfolio. It can provide diversification benefits because it doesn’t always move in tandem with other asset classes, such as stocks and bonds. This can help spread risk. There are various tax benefits associated with property investment in England, including potential deductions for mortgage interest, property maintenance expenses, and depreciation. Be sure to consult with a tax professional to understand the specific tax advantages available to you. Some investors purchase investment properties with the goal of building wealth for retirement. Rental income can provide a reliable source of retirement income, and the property itself can be sold to fund retirement or passed down to heirs. Real estate is often considered a hedge against inflation because property values and rental income tend to rise with the overall cost of living. This can help protect your investment’s purchasing power over time. Property investors have more control over their investments compared to some other asset classes. You can make decisions about property management, maintenance, and when to buy or sell based on your individual goals and market conditions. England, particularly in and around continues to experience a demand for housing. Population growth, urbanisation, and immigration contribute to this demand, making it a potentially lucrative market for property investors. England has a well-established legal framework for property ownership and rental agreements, which can provide a level of security and predictability for investors. However, property investment also comes with risks and challenges, including market fluctuations, property management responsibilities, financing costs, and the potential for vacancies. It’s crucial to conduct thorough research, assess your financial situation, and seek advice from professionals, such as real estate agents, financial advisors, and lawyers, before making any investment decisions. Additionally, consider your investment horizon and whether property aligns with your long-term financial goals. Here at Global Investments, we have a range of options for the overseas property investor. The majority of the properties we offer are Freehold and come with guaranteed net rental incomes up to 9% for as long as ten years. Please contact us and speak with one of our property investment experts.

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