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USA Housing Market Predictions for 2024

As we enter an new year many Buyers are hoping that prices start to stabilise this year, the last few years we have seen limited availability, soaring mortgage rates and property price hikes. Last year mortgage rates surged in October racking new heights at 7.79%, the median price for a home in the US in October was just under $400,000, the fifth straight month of year-over-year price increases. 2023 we seen a phenomenon called the “mortgage rate lock-in effect” this brought the industry nearly to a standstill, putting downward pressure on everything from inventory levels to home sales. But some positive news is that mortgage rates have dropped steadily over the last seven weeks, averaging 6.61 % for a 30-year fixed mortgage. Even though mortgages rates are coming down the rates are still very high compared to previous years.Mortgage rates are likely to remain well above pandemic-era record lows because financial markets increasingly believe the country will avoid a recession in 2024,” says Redfin Chief Economist Daryl On top high of mortgage rates still being high we still have low inventory levels. Many first time Buyers still feel very negative about being able to afford a home. Lower mortgage rates will undoubtedly improve affordability for borrowers, but with that will come increased demand. This will keep home prices high and likely push them up even further. Finding a home for a first time Buyer in your given price range might become even trickier, and you may need to make a lot of offers before you get one accepted. A lot of experts are also saying dont expect to see and end to the shortage of homes in the US, another trend that is continuing. Odeta Kushi, deputy chief economist at First American stated “that a supply shortage is a very hard thing to undo, it will take years of accelerated new home construction to narrow the supply shortage gap from more than a decade of underbuilding,” One positive though is construction is now back on track, Robert Dietz, the chief economist for the National Association of Home Builders is forecasting a gain for single-family housing construction starts in 2024. This will be the first year of increase after declines in 2022 and 2023.“Due to low existing inventory, new construction has increased to approximately one-third of total single-family inventory in recent months when historically it was only 10% to 15%,” Dietz says. But how about property prices, are we going to see them go down this year ? Despite predictions that prices would fall last year they didn’t, as of October 2023, prices rose 6.3% last year, according to the S&P CoreLogic Case-Shiller index. High mortgage rates were a major challenge for the housing market last year, significantly slowing home buying demand. In spite of this, prices still rose. In fact most forecaster are saying by the end of this year we can see more price rises across the US. Fannie Mae’s recent survey of housing experts offers valuable insights into the future of the housing market, predicting a shift from the fast pace of 2023 to a more moderate rhythm in 2024 and 2025. The projected slowdown to 2.4% and 2.7% growth in 2024 and 2025, respectively, marks a significant departure from the anticipated 5.9% surge in 2023.Zillow’s updated predictions for 2024 anticipate the national, non-seasonally adjusted Zillow Home Value Index (ZHVI) to remain flat in 2024. It will be interesting this year to see how the different factors impact the US Housing Market, what will be the balance be like between demand and supply, will new policies be implemented to shape the market, will mortgage rates go up or down. One thing that is certain is we are looking at another year of low supply one way or another. Of course these are all just predictions but we can conclude that if you are planning to buy a house in the US is 2024 now is the time to start planning, overall it look like this year will be slightly better for Buyers but in a way it will be more challenging than 2023 due to prices and the competition in the market.

Are you investing in Dubai Real Estate in 2024

Dubai’s property market has consistently been a draw for global investors. as we enter 2024, the burning question for many investors is whether Dubai’s real estate sector still promises. Dubai has demonstrated remarkable economic resilience over the years. Despite global economic fluctuations, the emirate has maintained a stable economic environment. The government’s dedication to diversifying the economy, coupled with strategic investments in key sectors, ensures Dubai remains an attractive destination for investors. Dubai’s appeal as a tax-free haven remains a significant attraction for investors. The absence of income taxes, property taxes, or capital gains taxes transforms Dubai into a paradise for those seeking optimal profits without the tax burden. Explore the unique opportunity to grow your wealth in a city that prioritizes minimal tax liability for investors. Dubai, renowned for its ambitious development projects is a consistent draw for investors seeking high returns and a cosmopolitan lifestyle. The city’s status as a global business hub contribute to a vibrant real estate market. With Safety and stability, a low crime rate, a secure environment, and government measures ensuring safety, Dubai has a stable political climate and well-established legal system further secure investments, offering peace of mind. Dubai’s economy is moving upwards fuelled by its strategic location and pro-business policies. As a global hub for trade and commerce, the city’s economic growth has led to increased demand for real estate. Dubai’s real estate market presents a profitable rental segment, making it an ideal investment destination in 2024. A rising population and an influx of expatriates drive demand for rental properties, ensuring a consistent stream of rental income. Dubai’s tourism industry has millions of visitors arriving to the city each year. 2021 v 2022 saw over 23.7 million travellers, an 89% increase. As Dubai hosts international events and conferences, such as COP28 the demand for short-term rental properties creates a golden opportunity for real estate investors. Dubai’s real estate market has consistently provided a stable return on investment, with an average yearly return up to around 8.5% depending on location. The city’s population grows, the demand for real estate increases, resulting in rising property prices. The UAE Golden Visa program offers long-term residency visas for property investors, this contributes to a higher return on investment for those investing in Dubai’s dynamic market. If you are drawn to high-end developments or the potential of sustainable living spaces, Dubai remains a compelling destination for those seeking real estate investment opportunities in 2024. Global Investments launch their Dubai property division early in 2024. Please get in touch to stay in touch.

Looking forward to 2024 in the UK Property Market

We reflect on a tumultuous year as 2023 draws to a close, marked by the highest mortgage rates in 15 years, a dip in house prices, and a decrease in property transactions. Despite the rollercoaster ride, portfolio landlords resiliently held onto their buy-to-lets, and market confidence began to recover as the Bank of England maintained the base rate. With the year concluding and the new year on the horizon the approaching year offers a strategic opportunity for property investment, enabling wealth-building amid the conditions of a buyer’s market. Savills predicts a substantial 17.9% growth in property prices by 2028. While property prices experienced monthly fluctuations throughout the year, there was an overall year-on-year decline, with Rightmove forecasting a further 1% drop in 2024. While this may not be the most encouraging news for existing landlords, it presents an opportunity for investors to enter or expand their portfolios at more affordable prices. Zoopla notes that current market conditions are as favourable for buyers as they were in 2018. Moreover, Savills predicts a substantial 17.9% growth in property prices by 2028, suggesting that entering the market in 2024, when prices are low, could yield significant benefits in terms of capital appreciation. The trend of declining house prices coincides with a surge in seller discounts. Not only did prices decrease between November and December, but property discounts also reached a 5-year high. Zoopla reports an average discount of 5.5%, translating to £18,000 off the original asking price. These favourable market conditions have resulted in a 6% increase in buyer demand. As competition among buyers intensifies, investors are advised to consider entering the market sooner rather than later to capitalize on the current discounts offered by sellers. The property market, previously characterized by fierce competition and a limited supply of properties during the pandemic, has undergone significant changes. There is now a healthier supply of properties, with the number of listed properties reaching a 6-year high. Property sales volume has also increased by 15% compared to 2022. This increased supply and demand give new investors a broader selection to find the right buy-to-let property. Three and four-bedroom properties have experienced the most significant market growth, offering landlords the opportunity to diversify their portfolios with potential HMO properties. Following 14 consecutive rate hikes, the Bank of England opted to maintain interest rates at 5.25% in September, subsequently holding them steady in November and December. This decision prompted lenders to reduce their interest rates, leading to an influx of sub-5% mortgage products. Analysts predict that if this trend continues and the base rate further decreases, sub-4% products could be available by the first half of 2024. The positive outlook on interest rates compared to the 15-year peak in July 2023 makes 2024 an opportune year to secure a competitive rate for buy-to-let purchases. The combination of competitive mortgage rates and declining property prices extends the reach of an investor’s capital, providing access to better properties and increased potential for high returns. The National Residential Landlords Association (NRLA) research reveals that 71% of landlords reported increased rental demand in the current year, nearly tripling the 2019 figure of 22% and 76% of landlords reporting increased tenant interest. There is continued Growth in Rental Demand. This heightened demand provides investors with confidence in the property market for 2024, knowing that high returns are achievable due to the available demand for their investment. As stability returns to the property market at the close of 2023, indications suggest that this trend will continue into 2024. With property capital appreciation expected to reach 17.9% in 2028, entering the market in the upcoming year positions investors to benefit from the projected capital growth. For your New Year Buy-to-Let Property Global Investments UK property investment division has ready to rent property investments wating for you. Please contact us for our latest availability.

Dubai 2040 Plan – why invest in Dubai property.

With Global Investments offices in Dubai ready and property promotions to start early in 2024 the following overview of the Dubai 2024 plan will be interesting reading for our investor clients. The 2040 plan is a vision for the future of residential communities and Dubai 2040 urban master plan Dubai became the ultimate and most sought-after city for many expats from all over the world who are seeking better living and promising career paths. Consequently, the number of expatriates in Dubai has grown rapidly in the past two decades. According to the Dubai Statistics Centre, from 560,000 residents in 1975 and 2.9 million in 2000, Dubai entered 2023 with a population of more than 3.55 million which is quite impressive! This owes to different reasons and factors, but most importantly: The economic diversification and industry building set population growth in motion, sustained by pro-business legislation and a high quality of life. Visa amendments like the Golden and Retirement visas further encouraged people to lay their roots in Dubai. Last year, the emirate ranked as the world’s second-best expat city in the Expat City Ranking 2022 and one of the safest cities in the world. With so many favourable qualities, it’s no surprise that the UN predicts the UAE’s population will grow to 13.2 million by 2050. Consequently, Dubai 2040 Urban Master Plan was introduced in 2021 by His Highness Sheikh Mohammed bin Rashid Al Maktoum, the Vice President and Prime Minister of the UAE and Ruler of Dubai. This is to have a clear plan for the city’s goals and to guarantee you a better living experience in this outstanding city. Dubai 2040 Plan briefly Dubai Urban Master Plan 2024 provides a comprehensive future roadmap for the emirate’s sustainable urban development. Underlining the UAE’s vision for the next half-century, it’s tailored towards enhancing your happiness and quality of life. Overarchingly, the Dubai master urban plan 2040 includes: Doubling the size of green and recreational areas Making convenient proximity to multi-purpose service centres and public transport Supporting sustainable development through legislation Preserving nature reserves and natural ecosystems Working on the National Housing project Dedicating more areas to hospitality and tourism activities as well as education and health facilities. Creating 20-minute Cities. Dubai Urban Plan 2040 is divided into two phases; the second was launched in December 2022 with the goal of developing a 20-minute city. It aims to enable the residents to access 80% of their daily needs and destinations within 20 minutes on foot or by bicycle. This is achieved by developing walkable and mixed-use urban developments to improve the quality of life through. Providing greater convenience and flexibility in landscapes Encouraging more physical activity Developing a stronger sense of community. The Dubai 2040 Urban Master Plan aims to Develop integrated service centres with all the necessary facilities. Enable more people to live near mass transit stations. Food also plays a vital role in Phase 2, with plans to grow locally through vertical farming. This is all to enhance the living standards and raise your benchmarks when it comes to the place, you’re living in. What Does This Mean for You? The Dubai 2040 Urban Master Plan puts you and your comfort at the heart of urban planning. As more people call Dubai home, the city is expanding with more diverse lifestyle offerings. It also aims to enhance urban spaces to make them more attractive and landscaped. For you as a resident, it means you will enjoy. Greater equity in the city and housing planning Connectivity High-quality living spaces that feel central to your daily activities Developing a stronger sense of belonging Reducing one’s carbon footprint by reducing commuting time. Smooth commuting and better traffic management due to more public transport use Global investments are ready to serve you and your property investment needs in UK, USA and now Dubai, UAE.

Global Investments Inc launch in Canton Ohio in 2024

Global Investment Inc are very proud to announce the launch of Canton Ohio, not only is Canton a great city in Ohio but we are showcasing and unbelievable new product for our investors. Global Investments have teamed up with one of the largest Developers in Ohio and will delivering fully refurbished single family homes in A + B neighbourhoods. We have been working hard, we have also teamed up with one of largest Mortgage Agencies in the US to be able to provide mortgages for these incredible properties. To qualify for the mortgage you only need to put down a 30% cash deposit if your are an Overseas Investor and only a 20% deposit if you are Domestic Investor, therefore the remaining 70% can be financed over the long term. The 30% down payment will generate you on average a 20% return after paying back your mortgage and other running costs, this figure is even higher if you are a Domestic Buyer. On average your deposit will be under $40,000 including all other fees and administration costs, I think its safe to say this is one of the most exciting products to enter the property market over the last few years. Where else in the US can you buy a fully refurbished three bedroom property in A +B neighbours generating on average $1,300 rent per month and putting down less that $40,000 ? I dont think you will find anywhere else. For those of you who dont know Canton it is a terrific City, Canton is the eight largest city in Ohio and is the largest municipality in the Canton–Massillon metropolitan area, which includes all of Stark and Carroll counties, and is home to 401,574 residents. Canton has an estimated 97% housing occupancy rate. Canton is chiefly notable for being home to the Pro Football Hall of Fame, it’s where the game American Football originated and it also has a bustling economy. One household name we all know “Hoover” started in Canton and its also home to The Timken Company and the Mckinley National Memorial Park. The City of Canton provides its residents with many benefits of big-city living while maintaining its charm as a medium-sized Midwestern town, that’s why investors are finding it so attractive, the cost of real estate is less than half the national average and demand for rentals is very high. Canton, OH is seen as a seller’s market in November 2023, which means that there are more people looking to buy than there are homes available, that is why we think this is one of the best products you can buy, from the minute you buy the property demand is outstripping supply. In November 2023, the median listing home price in Canton, OH was $149.9K, trending up 7.1% year-over-year. The median listing home price per square foot was $103. The median home sold price was $167K. We have managed to secure the majority of our properties for under $100,000 which means you also see instant equity from the minute you buy the property. I know its a lot to take in but lets summarise, our new Canton properties come fully refurbished, generate on average $1,300 per month, are under market value, are in A + B neighbourhoods and you only have to put less than $40,000 down, Wow. I hope you are as excited as we are, this product is exclusive to Global investments and launches in January 2024, this month we will be offering a few pre-launch properties for some of our regular investors. Please register today for our launch in 2024 today as there will be limited availability and properties will be reserved on a first come first served basis.

The Power of Diversifying Your Portfolio with Real Estate Investments

In the ever-evolving landscape of investment opportunities, savvy investors are constantly seeking ways to diversify their portfolios, mitigate risks, and unlock new avenues for wealth creation. One such avenue that has proven to be a stalwart in providing stability and substantial growth potential is real estate investment. This article explores the benefits of diversifying your portfolio through the inclusion of real estate assets, highlighting the unique attributes that make real estate a compelling choice for investors seeking long-term success. 1. Tangibility and Stability: Unlike some financial instruments that may seem intangible, real estate is a tangible asset with intrinsic value. Physical properties, whether residential or commercial, provide a sense of stability and security. The stability of real estate markets, coupled with the ongoing demand for housing and commercial spaces, makes real estate a reliable and enduring investment choice. 2. Income Generation and Cash Flow: Real estate investments offer a dual advantage of potential appreciation and regular income generation. Rental properties, in particular, can provide a consistent stream of passive income, offering investors a reliable cash flow. This income not only contributes to the property’s overall return on investment but also acts as a hedge against market volatility, providing financial stability in varying economic conditions. 3. Diversification Beyond Traditional Assets: Diversification is a cornerstone of sound investment strategy, and real estate presents an opportunity to diversify beyond traditional assets such as stocks and bonds. While these assets can be influenced by market sentiment and economic fluctuations, real estate often operates independently, offering a layer of insulation against systemic risks. 4. Hedge Against Inflation: Real estate has historically served as a hedge against inflation. As the cost of living rises, so does the value of tangible assets like real estate. Investing in properties that have the potential to appreciate over time allows investors to preserve and grow their wealth, even in the face of inflationary pressures. 5. Long-Term Appreciation: The real estate market, though subject to cyclical fluctuations, has shown a tendency to appreciate over the long term. Strategic investment in well-located properties can lead to substantial capital gains as the demand for housing and commercial spaces increases. Patient investors who adopt a long-term perspective often see their real estate holdings appreciate significantly over time. 6. Portfolio Risk Management: Adding real estate to a diversified investment portfolio can act as a risk management tool. The real estate market doesn’t always move in tandem with traditional financial markets. During periods of economic uncertainty or stock market volatility, the stability of real estate can help balance a portfolio and reduce overall risk exposure. 7. Real Estate Investment Trusts (REITs): For those looking to diversify without the direct ownership of physical properties, Real Estate Investment Trusts (REITs) offer a viable alternative. REITs allow investors to pool their funds to invest in a diversified portfolio of income-generating real estate assets, providing liquidity and flexibility in comparison to direct property ownership. Conclusion: Diversifying your investment portfolio with real estate offers a multifaceted approach to wealth creation, combining stability, income generation, and long-term appreciation. As with any investment, thorough research and due diligence are essential. Whether through direct property ownership or indirect investment vehicles like REITs, incorporating real estate into your investment strategy can provide a robust foundation for financial success, helping you weather market fluctuations and achieve your long-term financial goals.

Global Investments Incorporated Expands Horizons with the Launch of Dubai, UAE Sales Division. Office and staff on the ground in Dubai.

Global Investments Incorporated, a leading player in the global property investment industry, is thrilled to announce the establishment of its Dubai, United Arab Emirates Sales Division. This strategic move marks a significant milestone in the company’s continued growth and commitment to serving clients across the globe. The company currently offers investment property opIons in the USA and UK. Dubai, often referred to as the gateway to the Middle East, is a bustling hub for International trade and investment. By establishing a sales division in this thriving market, Global Investments Incorporated is poised to extend its reach, offering its exceptional suite of investment property options to a broader clientele. The company already over a decade in the business wants to ensure it delivers the best options available in Dubai to its investor base and has signed agreements with some of the countries top developers. The Dubai, UAE Sales Division will serve as a key point of contact for local and international investors looking to explore opportunities in the UK, The USA and within the region. It will be staffed by a dedicated team of professionals with extensive knowledge of the local market and a commitment to delivering the highest level of service. Our team on the ground can also offer advice to Dubai residents on US and UK investments as well as of course our Dubai inventory. “Our expansion into Dubai is a testament to our dedication to meeting the evolving needs of our clients,” said Mike Moodie , CEO at Global Investments Incorporated. “Dubai is a dynamic and strategic location for our operaIons, and we are excited to bring our expertise and solutions to this vibrant market. This initiative underscores our commitment to facilitating global property investment opportunities for our many investors around the globe. Global Investments Incorporated’s presence in Dubai will provide investors with access to a wide range of services. The company’s established track record of delivering strong returns and maintaining the highest standards of integrity positions it as a trusted partner for individuals and institutions seeking to optimise their property portfolios. This expansion aligns with Global Investments Incorporated’s vision of becoming a global leader in the property investment industry. It reflects the company’s forward-thinking approach to creating value for its clients while adhering to a commitment to excellence and innovation. For more information about Global Investments Incorporated and its new Dubai, UAE Sales Division, please contact us at the below contacts. For UAE residents wanting information on our UK and US investments please contact invest@globalinvestmentsincorporated.com or at +971 For UAE & Overseas investors looking at investing in Dubai and want a sneak preview to our launch in January please contact mike@globalinvstmentsincorporated.com or Ian@globalinvestmentsincorporated.co.uk. We look forward to hearing from you Mike Moodie CEO Global Investments Incorporated

How to make your property buy to let investment work in the UK market

Investing in buy-to-let properties in the UK can be a lucrative endeavour, but it’s essential to approach it with careful planning and consideration. Here we set out some key steps to make your buy-to-let investment work in the UK market. You must research the Market. Start by researching the local property market in the area where you intend to invest. Look for areas with strong rental demand, potential for capital growth, and amenities that attract renters. Setting clear goals allows you to define your investment goals, such as your desired rental yield, investment timeline, and target tenants. Understanding your objectives will help guide your decisions. Budget Wisely. Calculate your budget, including the purchase price, legal fees, stamp duty, renovation costs, and ongoing expenses. Be realistic about your financial capabilities. If available explore your financing options, whether it’s through a buy-to-let mortgage or other means. Consider speaking to a financial advisor or mortgage broker to find the best deal for your situation. Some deals are cash only, these often offer long term leases and decent returns if your able to consider. Select a property that aligns with your investment goals. Consider factors like location, property type, and the potential for future growth and calculate the potential rental yield by estimating the monthly rental income and comparing it to your initial investment. A good yield is typically around 5-8%. Understand the legal and tax implications of buy-to-let investments in the UK. Consider consulting with a tax advisor to optimize your tax strategy and decide whether you’ll manage the property yourself or hire a property management company. Management can be time-consuming, so factor in the cost of professional management if needed. Screen tenants carefully to minimize the risk of non-payment or damage to the property. Ensure that tenants meet all legal requirements and have a good rental history. Regularly maintain the property to keep it in good condition. Promptly address any repair or maintenance issues to maintain the property’s value and appeal. Keep an Eye on the Market, monitor the property market for changes in rental prices and demand. Stay flexible and be willing to adjust your rental rates as market conditions fluctuate. Consider diversifying your property portfolio by investing in different types of properties or in various locations to spread risk. Buy-to-let investments are typically a long-term endeavour. Be patient and expect that it may take several years to see substantial returns. Its important to develop an exit strategy. Understand how and when you plan to sell the property and under what circumstances. Keep up with changes in the rental market, property regulations, and tax laws. Being informed allows you to adapt to market conditions and legal requirements. Investing in buy-to-let properties can be a profitable venture when approached wisely and diligently. It’s important to do your homework, stay organized, and be prepared for the responsibilities that come with property management. Consider seeking advice from experienced property investors or professionals to help you make informed decisions. Here at Global Investments, we have readymade property investments for you. Tenanted ready property offering 8% and 9% net returns along with 10-to-25-year leases. Get in touch with us to find out more.

Cuyahoga Land Bank to Lead $122 Million Redevelopment in East Cleveland

The city of East Cleveland, Ohio, is on the brink of an exciting transformation, thanks to a significant redevelopment project led by the Cuyahoga Land Bank. With a whopping $122 million investment, this project promises to revitalize East Cleveland, breathe new life into its communities, and provide hope for a brighter future. In this blog post, we’ll explore the details of this redevelopment initiative, its potential impact, and the role of the Cuyahoga Land Bank in driving positive change. Understanding the Cuyahoga Land Bank: To appreciate the significance of this redevelopment project, it’s essential to understand the role of the Cuyahoga Land Bank. Established in 2009, the Cuyahoga Land Bank is a nonprofit organization dedicated to repurposing vacant, abandoned, and tax-foreclosed properties. Their mission is to stabilize neighborhoods and promote economic growth through strategic property acquisitions and revitalization efforts. The $122 Million Investment: The $122 million investment represents a considerable commitment to East Cleveland’s revitalization. It encompasses a range of initiatives, including: Housing Rehabilitation: A significant portion of the funds will be allocated to rehabilitating existing housing stock. This means renovating and restoring vacant and blighted properties, ultimately providing safe and affordable housing options for residents. Commercial and Retail Development: The project aims to attract businesses and retailers to the area, creating job opportunities and increasing economic activity. This could be a game-changer for East Cleveland’s local economy. Green Spaces and Community Amenities: The redevelopment plan includes the creation of green spaces and community amenities. Parks, playgrounds, and recreational facilities will enhance the quality of life for residents. Infrastructure Improvement: Essential infrastructure like roads, water supply, and sewage systems will see much-needed upgrades, ensuring that the community has access to reliable services. Potential Impact on East Cleveland: Economic Revival: The injection of $122 million into East Cleveland’s economy has the potential to catalyze economic revival. The creation of jobs, new business opportunities, and increased property values can help uplift the community. Enhanced Quality of Life: The development of green spaces and community amenities will not only improve aesthetics but also contribute to a better quality of life for East Cleveland residents. Community Pride: As blighted properties are transformed into vibrant spaces, residents are likely to feel a renewed sense of pride in their community. Community Involvement: It’s crucial to note that successful redevelopment projects often involve active community participation. The Cuyahoga Land Bank is likely to collaborate with local organizations, residents, and stakeholders to ensure that the redevelopment aligns with the community’s needs and aspirations. Challenges and Considerations: While this redevelopment initiative holds immense promise, it also faces challenges such as managing the logistics of a project of this scale, ensuring that the benefits are equitably distributed, and maintaining the character and affordability of the neighborhood for existing residents. Conclusion: The Cuyahoga Land Bank’s leadership in this $122 million redevelopment project presents an exciting opportunity for East Cleveland. As the project unfolds, it has the potential to transform the city, create economic opportunities, and improve the overall quality of life for its residents. While challenges may arise, the commitment to revitalizing East Cleveland is a significant step toward a brighter future for the community and a testament to the power of strategic redevelopment efforts.

Bank of England hold borrowing rates at 5.25%

It’s interesting to hear about the Bank of England’s decision to hold interest rates at 5.25% and the implications it might have for the UK’s borrowing and investment landscape. Investing in real estate can indeed be a viable option for those looking for steady returns. Let’s take a closer look at the options we have available right now. Investment options in different cities with varying price points and potential returns can offer investors some diversification. Here are a few considerations for potential investors: 1. **Location**: The location of a property is crucial in real estate investment. We have properties in the local housing market in Middlesborough, Lincoln, and Hartlepool to understand the demand, rental market, and potential for property appreciation. 2. **Government-Backed Tenants**: Having government-backed Housing Association tenants can provide a sense of security in terms of rental income. However, it’s still important to assess the quality of tenants and their ability to pay rent consistently. All our tenants are in this category. 3. **Lease Terms**: A 10-year lease can provide a stable income stream, but it’s essential to understand the terms and conditions of the lease. Are there any rent increases built into the lease? What responsibilities do you have as the property owner? All our leases are ten-year terms. 4. **Running Costs**: Make sure you have a clear understanding of all running costs, including property management fees, maintenance, insurance, and property taxes. Subtract these costs from your rental income to determine your net return. All our tenancies include most costs paid by the tenants. 5. **Market Research**: Conduct thorough market research to assess whether the purchase prices for these properties align with current market conditions. Are there other similar properties available at better prices or with better potential returns? We have carried out extensive research in order to offer you the best options. 6. **Risk Assessment**: Consider potential risks, such as market fluctuations, vacancies, and unexpected maintenance expenses. Have a contingency plan in place. We can help with your due diligence covering any questions or concerns you may have. 7. **Exit Strategy**: Think about your long-term goals and exit strategy. Are you looking for a steady income stream, or do you plan to sell the properties later for capital gains? We can help with a future sale on your behalf as an exit plan. Before making any investment decisions, it’s advisable to consult with a real estate expert who can provide personalized guidance based on your financial goals and risk tolerance. Additionally, conducting due diligence, including property inspections and legal reviews, is essential when investing in real estate. Here at Global investments, we are always available to work with you in finding the most suitable opportunity for your needs and requirements. Remember that all investments carry some level of risk, and it’s important to make informed decisions that align with your financial objectives.